Tuesday, November 05, 2013

Remember how Obama campaigned during the 2012 campaign on the false report that Romney had cut off the health care of a person with cancer?

Let's talk about how Obama has cut off the health care of thousands of people with cancer.

Everyone now is clamoring about Affordable Care Act winners and losers. I am one of the losers.

My grievance is not political; all my energies are directed to enjoying life and staying alive, and I have no time for politics. For almost seven years I have fought and survived stage-4 gallbladder cancer, with a five-year survival rate of less than 2% after diagnosis. I am a determined fighter and extremely lucky. But this luck may have just run out: My affordable, lifesaving medical insurance policy has been canceled effective Dec. 31.

My choice is to get coverage through the government health exchange and lose access to my cancer doctors, or pay much more for insurance outside the exchange (the quotes average 40% to 50% more) for the privilege of starting over with an unfamiliar insurance company and impaired benefits.

Countless hours searching for non-exchange plans have uncovered nothing that compares well with my existing coverage. But the greatest source of frustration is Covered California, the state's Affordable Care Act health-insurance exchange and, by some reports, one of the best such exchanges in the country. After four weeks of researching plans on the website, talking directly to government exchange counselors, insurance companies and medical providers, my insurance broker and I are as confused as ever. Time is running out and we still don't have a clue how to best proceed.

Dan Henninger is joined by Edie Sundby, a Stage-4 gallbladder cancer patient who is about to lose her 6-year-old medical insurance policy under the Affordable Care Act. Also, Paul Gigot on the Virginia gubernatorial race.

Two things have been essential in my fight to survive stage-4 cancer. The first are doctors and health teams in California and Texas: at the medical center of the University of California, San Diego, and its Moores Cancer Center; Stanford University's Cancer Institute; and the M.D. Anderson Cancer Center in Houston.

The second element essential to my fight is a United Healthcare PPO (preferred provider organization) health-insurance policy.

Since March 2007 United Healthcare has paid $1.2 million to help keep me alive, and it has never once questioned any treatment or procedure recommended by my medical team. The company pays a fair price to the doctors and hospitals, on time, and is responsive to the emergency treatment requirements of late-stage cancer. Its caring people in the claims office have been readily available to talk to me and my providers.

But in January, United Healthcare sent me a letter announcing that they were pulling out of the individual California market. The company suggested I look to Covered California starting in October.

1 comment:

Anonymous said...

Consider this---
Imagine if you were a cancer victim and had the government yank the insurance coverage that was keeping you alive?
It's not the least unthinkable that if one was in the disposition to think so, they'd figure that since the government is going to kill them, then they might as well take the one(s) who cause this to happen "with 'em"

That pretty much includes the Executive Branch, the Cabinet, and Congress. And Bart Stupak, too

That spells a lot of overtime for the Secret Service (if they aren't all out whoring in Panama

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