This financial stick is entirely political. Notice we never hear experts wanting to “punish” the promiscuous for the cost burden they inflict on the health care system. Yet people who sleep around, like smokers and the obese, cost the rest of us plenty–what with promiscuity leading to sexually transmitted diseases, some cancers, HIV, unwanted pregnancies, mental health issues, etc. Why isn’t what is good for the goose also good for the gander?
That won’t happen because society celebrates promiscuity and the popular culture glamorizes licentious lifestyles the way it once extolled smoking. Consider: Girls. We applaud basketball players who sleep with 20,000 women. We ooh, and ah over Reality TV celebrities, with no talent other than living provocatively before the camera, who sleep around and get very publicly pregnant. We even tend to think something is wrong with virgins who are older than 18.
If we are going to outlaw underwriting, it should apply across the board. But if we are going to punish unhealthy lifestyles with higher insurance premiums, that too should apply across the board. After all, “equality” is the new buzz word, right?
Saturday, January 26, 2013
Seems like a valid question.
Wesley Smith's asks, If we are going to punish smokers and the obese, why aren't we going after the promiscuous?