Saturday, December 28, 2013

America - Now with More Hope and Change.

I've been wondering about how people who can't afford premiums are supposed to be able to afford the deductibles.

Put it this way: If the average deductible is $5,735 and a doctor visit is $85, it would take sixty-eight doctor visits before the insurance kicked in — more than one visit per week. And it would start all over again every year.

It seems like the secret to "bending the cost curve down" is to have high deductibles that discourage people from using their insurance.


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